Cards in the US. SEPA in Germany. Crypto in global markets. Apple Pay in iOS apps. Credit card-to-NFT for mainstream crypto buyers. BRNZ builds businesses with seven payment systems unified under one checkout, one order record, and one profit analytics engine.
The checkout page is where vision meets reality. A customer who wants to pay with crypto but sees only Stripe. A German buyer who needs SEPA but gets Visa. An iPhone user who expects Apple Pay but faces a card form. Every friction point is a conversion lost.
One processor for cards. Another for PayPal. A third for subscriptions. A fourth plugin for crypto. Each with its own dashboard, fee structure, and reconciliation process. When a refund hits the wrong account or a transaction fee surprises you on settlement day, the engineering time to fix it is measured in weeks, not minutes.
Revenue is easy. Net profit per order is hard. Transaction fees, handling costs, COGS, shipping charged versus actual, discounts, refunds, taxes — each sits in a different system. By the time you've pulled the numbers into a spreadsheet to figure out if the product is actually profitable, three months of data is stale.
Checkout isn't universal. German customers expect SEPA and invoice. Japanese customers expect LINE Pay and convenience store payment. Crypto-native audiences want USDC on Polygon, not Visa. Accepting only what's convenient for you costs you the customers who would have paid — if you'd let them.
Each provider chosen for a specific audience and geography. Your customer picks how to pay. The platform handles everything else — fees, settlement, refunds, analytics, reconciliation.
The provider is just the front end. The real value lives in the engine — the infrastructure that unifies seven disparate payment systems into one commerce operation.
Credit cards, debit cards, Apple Pay, Google Pay — one integration, all markets. 3D Secure and SCA handled automatically. PCI compliance built into the infrastructure.
Not a crypto plugin. Native support for ETH, SOL, MATIC, ADA, and more — with on-chain payment verification, automatic order confirmation, and real-time transaction tracking across six blockchain networks.
Wert Smart Contract Checkout lets credit card buyers purchase crypto products without owning crypto. Licensed in 198 countries. No documents under $1,000. Card to NFT mint in 60 seconds via NFTPay.
Recurring charges with trial periods, plan upgrades, pause and resume, dunning management, and smart retry logic for failed payments. Works across Stripe, PayPal, and Apple Pay from the same subscription record.
Every transaction calculates full P&L: revenue, COGS, shipping charged versus actual, handling fees, discounts, transaction fees, taxes, net margin. Know unit economics on every single sale — not at month-end, in real-time.
SEPA direct debit, invoice (buy-now-pay-later), and prepaid vouchers via SecuPay — the payment methods German and EU customers actually use. PSD2 compliance, GDPR-aware transaction data, and strong customer authentication built in.
Full or partial refunds across all payment systems from a single interface. Automatic dispute evidence collection. Chargeback tracking. Refund status notifications. Customer balance adjustments synchronized with payment provider records.
Store credit, refunded amounts, and loyalty balance held in customer wallets inside the platform. Spend balance alongside new payments at checkout. Track balance transactions, top-ups, and withdrawals per customer.
Provider-level fraud detection (Stripe Radar, PayPal Advanced) plus platform-level velocity limits, country restrictions, and risk rules. Automatic transaction flagging. Suspicious pattern alerts. Wallet signature verification for crypto payments.
Every payment, regardless of method, flows through the same unified pipeline — preparing, authorizing, confirming, recording, and fulfilling.
Launching in the US, EU, and crypto-native markets simultaneously? One platform. Stripe for cards. SecuPay for German SEPA. Wert for fiat-to-crypto onramp. Native crypto for Web3 audiences. Each customer sees the right options for their region — automatically.
Monthly plans, annual contracts, usage-based billing — across Stripe, PayPal, and Apple Pay from one subscription record. Smart retry on failed charges. Dunning management. Trial periods. Plan upgrades mid-cycle. The infrastructure subscription businesses actually need, not a plugin that breaks at scale.
Accept ETH, SOL, MATIC, ADA, and USDC natively — with on-chain verification, real-time order confirmation, and automatic digital asset delivery. Sell to crypto-native audiences without asking them to use a card. Wallet-based identity. Signature authentication. Token-gated products.
The crypto market is massive. The audience that owns a wallet is small. NFTPay and Wert bridge the gap — mainstream buyers pay with their credit card, and an NFT mints to a wallet created for them in 60 seconds. No Metamask required. Millions of new potential customers.
Stripe Connect handles marketplace payouts. Platform takes commission, vendors receive the rest — automatically. Per-vendor payout tracking. Per-order commission calculation. Tax reporting by vendor. The hard parts of running a marketplace, solved at the payment layer.
A Capacitor-based mobile app needs Apple Pay and App Store in-app purchases — not a generic card form. BRNZ integrates Apple IAP natively, compliant with App Store review requirements, with subscription management that syncs across iOS and your web platform.
The difference between a checkout that converts and one that leaks customers is entirely in the infrastructure behind it.
Stop losing customers at checkout. Apply as a founder and let BRNZ build the payment infrastructure that matches the global business you're trying to create.